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View complete bundle Sector Funding Guide · Updated June 2026
If you run a SaaS company or software startup operating in Ontario, here's every grant you qualify for
Recover up to 64% of local software developer payroll using the Ontario SR&ED tax credit stack. Compare verified federal and provincial programs, verify matching criteria, and model your funding stacking.
Research review: AshwaniVerified
FSI Digital Funding Research • Reviewed June 9, 2026Funding Range
$50,000 – $400,000
Matched Programs
6 programs
Top Program
Ontario OITC / SR&ED Integration
Avg. Timeline
3–9 months
Step 1 of 5
Funding Eligibility Estimator
Calculate potential matching grants and tax credits for your business profile.
Ontario SaaS & Software Startups Funding Stack
Maximize non-dilutive capital by stacking provincial/state hiring vouchers with federal tax credits.
1
Hire computer science co-op students from Waterloo or UofT using Ontario wage subsidies.
2
Consult an NRC-IRAP ITA in Toronto or Ottawa to outline product roadmap milestones.
3
Claim integrated OITC and federal SR&ED on corporate tax filings.
4
Ensure all consultant quotes are obtained at arm's-length and project budgets are compiled before filing.
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Recommended Programs (5)
Latest Update: June 2026Tax CreditModerate Match
Scientific Research and Experimental Development (SR&ED)
Agency: Canada Revenue Agency (CRA)
Up to 64% of R&D salaries refundedRolling Intake
Canada's largest tax incentive for businesses conducting scientific research or experimental development. Provides a fully refundable investment tax credit (ITC) for eligible R&D expenditures.
Deadline: Rolling Intake
View Guide GrantCompetitive Match
Industrial Research Assistance Program (IRAP)
Agency: National Research Council (NRC)
$50,000 to $500,000+ (covers 50-80% of wages)Rolling Intake
Provides non-repayable grants and advisory support to help Canadian small and medium-sized enterprises (SMEs) develop and commercialize innovative technologies.
Deadline: Rolling Intake
View Guide Up to $50,000 (covers 50% of export costs)Multiple Windows
Offers cost-shared funding to help Canadian businesses expand into new international markets by covering travel, marketing, trade show, and translation costs.
Deadline: Multiple Windows
View Guide HybridLow Match
Canada Digital Adoption Program (CDAP)
Agency: Innovation, Science and Economic Development Canada (ISED)
$15,000 advisory grant + $100,000 interest-free loanRolling Intake
Helps small and medium-sized businesses digitize operations, adopt advanced CRM/ERP tools, upgrade cybersecurity, and scale ecommerce pipelines.
Deadline: Rolling Intake
View Guide GrantModerate Match
Ontario Skills Development Fund (SDF)
Agency: Ontario Ministry of Labour, Training and Skills Development
Up to $150,000+ (reimburses up to 100% of training costs)Multiple Windows
Helps employers retrain existing employees or onboard new hires to operate advanced machinery, software, or digital systems in Ontario.
Deadline: Multiple Windows
View Guide Frequently Asked Questions
QWhat is the Ontario Innovation Tax Credit (OITC)?
A provincial tax credit that integrates with federal SR&ED, providing an additional 8% refundable credit for qualifying R&D expenditures in Ontario.
QWhat is the typical funding success rate for Ontario SaaS & Software Startups?
Approval rates vary from 25% for highly competitive research grants to over 70% for tax credit programs. Structuring a clear business and technical case with complete documentation maximizes your approval potential.
QWhat is the typical funding success rate for Ontario SaaS & Software Startups?
Approval rates vary from 25% for highly competitive research grants to over 70% for tax credit programs. Structuring a clear business and technical case with complete documentation maximizes your approval potential.
QWhat is the typical funding success rate for Ontario SaaS & Software Startups?
Approval rates vary from 25% for highly competitive research grants to over 70% for tax credit programs. Structuring a clear business and technical case with complete documentation maximizes your approval potential.
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Funding Comparison Guides
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Ontario SDF vs. CDAP: Workforce Training vs. Digital Transformation Funding
Compare the Ontario Skills Development Fund (SDF) training wage subsidies against the federal Canada Digital Adoption Program (CDAP) digital adoption planning incentives.
Government Grant vs. Business Loan: Which Non-Dilutive Funding is Right for You?
Compare non-repayable government grants against government-backed business loans (like CSBFP and SBA 7(a)). Understand when to pursue grants vs. debt financing for your business stage.
Related Programs
Direct application guides for the core funding programs available to ontario saas & software startups:
Step 1 of 5
Funding Eligibility Estimator
Calculate potential matching grants and tax credits for your business profile.
Non-Dilutive Funding Advisory
FSI Digital provides pre-qualification reviews to help ontario saas & software startups match the right programs. We do not charge upfront application fees.
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Instant delivery. Verified program shortlist, requirement checklists, and non-dilutive grant roadmap.
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