FSI Digital Logo
Home
AI Grant FinderToolsGrant NewsGuidesExpert InsightsAboutContact
🏢 USA Small Business Programs

Small Business Grants USA 2025

Access comprehensive small business funding including SBA grants, federal programs, microloans, and specialized funding designed to help American small businesses start, grow, and scale.

Get SBA Application Guide

Small Business Funding Landscape

Small businesses are the backbone of the American economy, driving innovation and job creation nationwide.

33.2M
Small Businesses in USA
$44.8B
SBA Loans Approved 2024
99.9%
Of All US Businesses
61.7M
Americans Employed

Major Small Business Funding Programs

Explore the most significant federal and SBA funding opportunities for American small businesses.

SBA 7(a)
SBA 7(a) Loans
Most popular SBA loan program providing flexible funding for working capital, equipment, and expansion.
Loan Range:Up to $5M
Terms:Up to 25 years
SBA Guarantee:75-85%
  • • Working capital & expansion
  • • Equipment & real estate
  • • Business acquisition
  • • Debt refinancing
Learn More About SBA Loans
Microloans
SBA Microloans
Small, short-term loans for startups and small businesses needing smaller funding amounts.
Loan Range:Up to $50K
Average:$13,000
Terms:Up to 6 years
  • • Working capital
  • • Inventory & supplies
  • • Equipment (not real estate)
  • • Business mentoring included
Learn About Microloans
SBIR/STTR
Small Business Innovation Research
Federal R&D funding for innovative small businesses with high-growth potential.
Grant Range:$50K - $1.7M
Phases:3-phase program
Focus:R&D Innovation
  • • Phase I: $50K-$300K proof of concept
  • • Phase II: $750K-$1.7M development
  • • Phase III: Commercialization
  • • No repayment required
Learn More About SBIR
State Programs
State & Local Business Grants
Regional funding programs tailored to local economic development and business growth.
Grant Range:$5K - $500K
Eligibility:Location-based
Focus:Local Economic Development
  • • Job creation incentives
  • • Industry-specific funding
  • • Rural business development
  • • Export assistance programs
Learn About State Programs
Emergency
Disaster Relief Loans
SBA disaster loans for businesses affected by natural disasters and economic hardship.
Loan Range:Up to $2M
Interest Rate:As low as 4%
Terms:Up to 30 years
  • • Physical damage repair
  • • Economic injury assistance
  • • Working capital replacement
  • • Low-interest rates
Learn About Disaster Relief
Industry-Specific
Industry-Specific Small Business Grants
Specialized funding programs targeting specific industries and business sectors.
Grant Range:$10K - $1M
Focus:Sector-specific
Eligibility:Industry-based
  • • Agriculture & rural development
  • • Manufacturing & technology
  • • Healthcare & life sciences
  • • Clean energy & sustainability
Explore Industry Programs

Small Business Funding Application Process

Follow these essential steps to successfully apply for small business grants and loans.

1

Business Registration

Register your business, obtain EIN, and complete SAM.gov registration for federal programs.

2

Financial Preparation

Prepare financial statements, tax returns, and business plan documentation.

3

Find Funding Sources

Research and identify the best funding programs for your business needs.

4

Submit & Follow Up

Complete applications through proper channels and maintain communication with lenders.

Get Complete Application Guide

All Small Business Grant Programs

Browse all available small business grants and funding programs. Click "Application Guide" for detailed instructions.

Small Business Grant Programs

3 grants found
Filter Grants
Grant NameAgencyFunding AmountDeadlineStatusAction
Small Business Innovation Research (SBIR)
Federal funding for small businesses to engage in research and development with commercialization potential.
FederalTechnology
Small Business Administration
$50,000 - $1,700,000
Rolling applications
ActiveApplication Guide
SBA Growth Accelerator Fund
Funding to support small business accelerators and incubators that help entrepreneurs start and grow businesses.
FederalSmall Business
Small Business Administration
$10,000 - $500,000
March 30, 2025
ActiveApplication Guide
California Small Business Loan Guarantee Program
State-backed loan guarantees to help small businesses access capital.
CaliforniaSmall Business
California Infrastructure and Economic Development Bank
$50,000 - $2,500,000
Rolling applications
ActiveApplication Guide

Small Business Innovation Research (SBIR)

Federal funding for small businesses to engage in research and development with commercialization potential.

FederalTechnologyActive
Agency
Small Business Administration
Funding
$50,000 - $1,700,000
Deadline
Rolling applications
Eligibility
Small businesses with <500 employees
View Application Guide

SBA Growth Accelerator Fund

Funding to support small business accelerators and incubators that help entrepreneurs start and grow businesses.

FederalSmall BusinessActive
Agency
Small Business Administration
Funding
$10,000 - $500,000
Deadline
March 30, 2025
Eligibility
Small businesses
View Application Guide

California Small Business Loan Guarantee Program

State-backed loan guarantees to help small businesses access capital.

CaliforniaSmall BusinessActive
Agency
California Infrastructure and Economic Development Bank
Funding
$50,000 - $2,500,000
Deadline
Rolling applications
Eligibility
California-based businesses
View Application Guide
FSI Digital

Your trusted source for government grants and funding opportunities for startups and small businesses in USA and Canada.

Resources

Expert InsightsContactGrant GuidesBusiness Tools

Popular Guides

Canada Startup GrantsSBA Microloans GuideQuebec Business Grants

USA Grants

  • Federal Grants
  • Small Business Grants
  • Women Entrepreneurs
  • Minority-Owned Business
  • Technology Startups
  • Green Energy

Canada Grants

  • Government Grants
  • Small Business Grants
  • Women-Owned Business
  • Indigenous Entrepreneurs
  • Innovation Grants
  • Green Energy

Legal & Editorial

  • Privacy Policy
  • Terms of Service
  • Editorial Policy
  • Editor Profile
  • Disclaimer
  • Sitemap

Grant Alerts

Stay informed about new funding opportunities and application deadlines.

No spam. Unsubscribe anytime.

© 2025 FSI Digital. All rights reserved.

Last updated: January 2025

PrivacyTermsContact