Auto Repair Shop Financing Canada
Keep your bays busy and clients on the road. Get up to $250,000 in fast, collateral-free funding based on garage sales.
Common Uses of Funding for Auto Repairs
Diagnostic computers: Purchase the latest vehicle OBD scanners and tuning software.
Garage equipment: Install or upgrade hydraulic vehicle lifts, tire changers, or air compressors.
Bulk parts ordering: Stock high-turnover items like tires, filters, oils, and brake pads upfront.
Seasonal technician hiring: Scale up your crew of certified mechanics ahead of seasonal tire switches.
Required Documents for Auto Repairs
Provide your last 6 months of business bank statements. Automated cash flow verification matches you instantly.
Frequently Asked Questions
How do auto repair garages secure working capital?
Auto repair shops qualify using a Merchant Cash Advance based on your credit/debit register receipts and local fleet repair contract deposits.
Can a repair shop owner with average credit qualify?
Yes. Auto repair is considered an essential service with stable revenue. Credit score is secondary; underwriters focus on monthly garage revenue consistency.