🇨🇦 CANADIAN BUSINESS SOLUTIONS
Business Cash Advance Canada
Access flexible working capital based on all bank deposits, not just credit cards. No asset security required, funds cleared in 24–72 hours.
🇨🇦 100% Canadian Owned & Operated
🔒 Bank-Grade 256-bit Encryption
⚡ 24 to 72 Hour Funding Decision
📈 No Asset Collateral Required
How Business Cash Advance Canada Works
Unlike traditional bank loans that require business plans, financial projections, and assets as collateral, we qualify your business based on your average monthly deposit history.
01.
Apply OnlineFill out our secure 3-step application form in under 3 minutes.
02.
Verify DepositsUpload your last 6 months of bank statements to establish monthly revenue.
03.
Receive CapitalApproval decision is reached within 24–72 hours and funds are wired to your account.
Minimum Eligibility Criteria
- ✔ Active business operations in Canada
- ✔ At least 6 months of active sales history
- ✔ Minimum $10,000 in monthly revenue deposits
- ✔ Clean business checking account history
Required documents for review: Clean PDF copies of your last 6 months of business bank statements. No screenshots or paper photos.
Advantages
- ✓ Simple application — minimal documentation required
- ✓ Repayments match your cash flow (more sales = faster repayment, less sales = slower)
- ✓ Approved limits are based on overall monthly bank deposits
- ✓ Zero asset collateral required to secure funds
Disadvantages
- ✕ Deductions are automated directly from your business checking account
- ✕ Not suitable for pre-revenue startups under 6 months old
Frequently Asked Questions About Business Cash Advance Canada
Can I qualify if I do not accept credit cards?
Yes. A Business Cash Advance evaluates all monthly deposits into your business checking account, including ACH, bank transfers, cash, check, and debit card transactions.
How does repayment work?
Repayments are calculated as a fixed percentage of your monthly sales deposits. The funding partner automatically collects this set percentage (typically 8% to 15%) via daily or weekly bank withdrawals (ACH/EFT) until the agreed sum is fulfilled.