Restaurant Business Funding Canada
Keep your kitchen running and tables full. Secure up to $250,000 in fast, collateral-free cash advances based on your monthly food and beverage sales.
Common Uses of Funding for Restaurants
Inventory purchasing: Cover bulk orders of food, beverages, and seasonal ingredients.
Kitchen equipment upgrades: Repair or replace ovens, refrigerators, ranges, or POS systems.
Payroll management: Stabilize cash flow during slower periods or seasonal shifts.
Renovations & expansion: Upgrade dining rooms, expand outdoor patios, or open new locations.
Required Documents for Restaurants
Provide your last 6 months of business bank statements. Automated cash flow verification matches you instantly.
Frequently Asked Questions
How does restaurant cash advance funding work?
Restaurant funding is structured as a Merchant Cash Advance (MCA). The funding partner advances you a lump sum and retrieves repayment as a fixed percentage of your daily credit and debit card sales, meaning you pay back less on slower days.
Can a restaurant with bad credit get approved?
Yes. Since underwriting is based on your daily food and beverage deposit history, restaurants with weak credit but consistent customer sales have excellent approval rates.