Business Funding Quebec
Empowering Quebec PMEs with non-repayable grants and fast working capital. Secure up to $250,000 based on monthly sales deposits.
Business Funding Landscape in Quebec
Quebec is home to a highly innovative business ecosystem with robust support from Investissement Québec and various regional innovation credits. While provincial grants are excellent for long-term growth, the administrative timeline can be slow. For Quebec PMEs needing immediate inventory capital, equipment purchasing, or cash flow bridging, revenue-based working capital advances offer access to up to $250,000 within 24 to 72 hours, using monthly deposits instead of traditional asset collateral.
How it Works: Fast Track Funding
Check Eligibility
Fill out our quick 2-minute pre-qualification form with your basic company details.
Secure Assessment
Upload recent bank statements. Our underwriters review cash flows without affecting credit scores.
Funds Disbursed
Once approved, sign the contract and receive up to $250,000 directly in your account in 24-72 hours.
Government Grants vs. Working Capital Advances
| Feature | Government Grants | Working Capital Advance |
|---|---|---|
| Processing Time | 3 to 6+ Months (Slower review) | 24 to 72 Hours (Urgent liquidity) |
| Approval Probability | Lower (Highly competitive, strict quotas) | High (Based on monthly deposits) |
| Usage Restrictions | Restricted (Pre-approved project milestones) | Unrestricted (Payroll, inventory, marketing) |
| Collateral Required | None required | None required |
Eligible Business Sectors in Quebec
Retail & E-commerce
Inventory procurement and peak season working capital.
Construction & Trades
Funding for equipment purchases and payroll coverage.
Transport & Logistics
Fuel financing, fleet maintenance, and driver payroll.
Manufacturing
Raw materials stocking and equipment repairs.
Healthcare & Medical
Specialized equipment acquisition and clinic expansion.
Professional Services
Contract expansion and client acquisition campaigns.
Frequently Asked Questions
Can Quebec PMEs combine provincial grants with cash advances?
Yes. Stacking different funding sources is standard practice. You can use working capital to fund immediate inventory or payroll needs while awaiting reimbursement from provincial grant programs or SR&ED tax credits.
What are the eligibility requirements in Quebec?
Your business must be registered in Quebec, have been active for at least 6 months, and generate a minimum of $10,000 in average monthly deposits.