Business Funding Ontario
Empowering Ontario small businesses with non-repayable grants and fast working capital. Secure up to $250,000 without asset collateral.
Business Funding Landscape in Ontario
Ontario is Canada’s economic engine, hosting over 400,000 small and medium-sized enterprises. The province offers various local grant incentives such as the Regional Development Program, Ontario Trillium Foundation grants, and various sector-specific green initiative credits. However, securing these grants typically takes 3 to 6 months. For businesses needing immediate inventory capital, equipment purchasing, or payroll bridging, revenue-based working capital advances provide access to up to $250,000 within 24 to 72 hours, utilizing monthly bank deposits rather than asset collateral.
How it Works: Fast Track Funding
Check Eligibility
Fill out our quick 2-minute pre-qualification form with your basic company details.
Secure Assessment
Upload recent bank statements. Our underwriters review cash flows without affecting credit scores.
Funds Disbursed
Once approved, sign the contract and receive up to $250,000 directly in your account in 24-72 hours.
Government Grants vs. Working Capital Advances
| Feature | Government Grants | Working Capital Advance |
|---|---|---|
| Processing Time | 3 to 6+ Months (Slower review) | 24 to 72 Hours (Urgent liquidity) |
| Approval Probability | Lower (Highly competitive, strict quotas) | High (Based on monthly deposits) |
| Usage Restrictions | Restricted (Pre-approved project milestones) | Unrestricted (Payroll, inventory, marketing) |
| Collateral Required | None required | None required |
Eligible Business Sectors in Ontario
Retail & E-commerce
Inventory procurement and peak season working capital.
Construction & Trades
Funding for equipment purchases and payroll coverage.
Transport & Logistics
Fuel financing, fleet maintenance, and driver payroll.
Manufacturing
Raw materials stocking and equipment repairs.
Healthcare & Medical
Specialized equipment acquisition and clinic expansion.
Professional Services
Contract expansion and client acquisition campaigns.
Frequently Asked Questions
Can Ontario businesses combine grants with working capital advances?
Yes. Stacking different funding sources is a common strategy. You can use a working capital advance to cover immediate expenses while waiting for provincial grant payouts or SR&ED tax credit refunds.
What are the requirements for Ontario business funding?
Your business must be incorporated or registered in Ontario, have been operating for at least 6 months, and generate a minimum of $10,000 in average monthly checking account deposits.